Payment & Checkout Policy

At MarketNooks, we want your checkout experience to be simple, secure, and straightforward.

This Payment & Checkout Policy explains the payment methods we accept, how payments are processed, and what to expect when placing an order on MarketNooks.

1. Accepted Payment Methods

We currently accept the following payment methods:

Visa
Mastercard
American Express
Discover
PayPal
Other major credit and debit cards

Available payment options are displayed during checkout.

All payments must be successfully authorized before an order can be processed.

2. Credit & Debit Card Payments

We accept major credit and debit cards including Visa, Mastercard, American Express, and Discover.

When paying by card, you will be asked to provide the information required to authorize your transaction.

Your bank or card issuer may require additional verification for security purposes. Depending on your card provider, this may include:

3-D Secure verification.
A one-time SMS or email verification code.
Biometric authentication such as Face ID or fingerprint verification.
Other security checks required by your bank or card issuer.

These verification procedures are controlled by your bank, card issuer, or payment provider.

3. PayPal

We also accept PayPal as a payment method.

When you select PayPal during checkout, you may be redirected to PayPal or shown a PayPal payment interface to complete your transaction.

Your use of PayPal is also subject to PayPal's own terms, privacy policy, authentication procedures, and account requirements.

4. Payment Processing

Payments are processed through secure third-party payment services and payment providers integrated with our checkout.

MarketNooks may receive transaction information necessary to manage your order, including:

Payment status.
Transaction amount.
Payment method type.
Authorization status.
Transaction reference information.

Payment providers may independently process payment or financial information according to their own terms and privacy practices.

For more information about how personal information is handled, please review our Privacy Policy .

5. How Checkout Works

Placing an order with MarketNooks is simple:

Add the products you would like to purchase to your cart.
Review your selected products, quantities, and product options.
Proceed to checkout.
Enter or confirm your contact and shipping information.
Review the available shipping method and applicable shipping charges.
Select your preferred payment method.
Review the final order total.
Submit your payment and place your order.

After your order has been successfully submitted, you should receive an order confirmation using the email address or contact information provided during checkout.

Please carefully review your email address, shipping address, product selections, quantities, and payment information before submitting your order.

6. Order Total

Before you submit your order, checkout will display your final order total.

Depending on your order, the total may include:

Product prices.
Shipping charges.
Applicable taxes.
Discounts or promotional offers.
Any other charges clearly displayed before you complete checkout.

Please review the final total carefully before confirming your purchase.

7. Currency

MarketNooks primarily displays prices and processes orders in U.S. Dollars (USD).

If your bank, card issuer, or PayPal account uses a different currency, your payment provider may convert the transaction and apply its own exchange rate or foreign transaction fee.

Currency-conversion charges or fees imposed by your financial institution or payment provider are outside the control of MarketNooks.

8. Payment Authorization

All orders are subject to payment authorization.

A payment may be declined, delayed, or require additional verification for reasons including:

Insufficient funds or available credit.
Incorrect card or billing information.
An expired card.
Security or fraud-prevention checks.
Authorization requirements imposed by your bank or card issuer.
Restrictions imposed by the applicable payment provider.

If your payment is declined, please verify the information you entered, try another accepted payment method, or contact your bank or payment provider for assistance.

9. Payment Verification & Fraud Prevention

To help protect our customers and our business, transactions may be reviewed for payment verification, fraud prevention, and security purposes.

In certain circumstances, we may request additional information reasonably necessary to verify an order before fulfillment.

We reserve the right to reject or cancel an order if we reasonably believe that:

The payment is unauthorized or fraudulent.
The billing or shipping information is materially inaccurate.
The transaction presents a legitimate security risk.
The payment cannot be successfully authorized.

If a paid order is canceled by MarketNooks before fulfillment, the applicable amount will be refunded to the original payment method.

10. Payment Errors or Duplicate Charges

If you believe you were charged incorrectly or notice what appears to be a duplicate charge, please contact us so we can review the transaction.

When contacting us, please include:

Your order number.
The email address used to place the order.
A brief description of the payment issue.

For your security, please do not email us your full credit card number, card security code, online banking password, or one-time authentication code.

Depending on the issue, you may also need to contact your bank, card issuer, or PayPal directly.

11. Refunds

If a refund is approved, it will generally be issued to the original payment method used for the purchase.

MarketNooks generally processes approved refunds within 7 business days after the applicable return has been received, inspected, and approved.

Once we issue a refund, your bank, card issuer, or PayPal may require additional time to post the funds to your account.

Additional refund eligibility requirements and return procedures are explained in our Return & Refund Policy .

12. Order Cancellations

If you need to cancel or change an order, please contact us as soon as possible at service@marketnooks.com .

We will try to accommodate eligible cancellation requests before fulfillment begins, but we cannot guarantee that an order can be changed or canceled once processing or shipment has started.

If the order has already shipped, you may request an eligible return after delivery in accordance with our Return & Refund Policy .

13. Shipping & Payment

Completing payment does not change the shipping terms that apply to your order.

Shipping methods, delivery estimates, shipping charges, and free-shipping eligibility are described in our Shipping & Delivery Policy .

14. Promotions & Discount Codes

Promotional codes, bundle discounts, free-shipping offers, and other promotions may be subject to:

Minimum purchase requirements.
Product exclusions.
Expiration dates.
Quantity requirements.
Other conditions displayed with the applicable promotion.

Unless otherwise stated, promotional offers may not be combined.

If a discount code does not apply during checkout, please review the conditions associated with that promotion before submitting your order.

15. Payment Security

MarketNooks uses an e-commerce checkout environment and third-party payment services designed to support secure online transactions.

Payment transactions are processed through payment providers that maintain their own security, fraud-prevention, encryption, and authentication systems.

No online transaction system can guarantee protection from every possible security risk. Customers should also take reasonable steps to protect their devices, payment accounts, passwords, and authentication credentials.

MarketNooks will never ask you to send your full card number, card security code, banking password, or one-time verification code by email.

16. Changes to This Policy

We may update this Payment & Checkout Policy from time to time to reflect changes to our payment methods, checkout process, business practices, or legal requirements.

The latest version will be posted on this page with an updated "Last Updated" date.

17. Contact Us

If you have questions about payment, checkout, or a transaction, please contact us:

MarketNooks
H INTERNATIONAL NY LLC

Email: service@marketnooks.com

When contacting us about a payment or order, please include your order number so we can assist you more efficiently.